Privacy Policy

Welcome to PropFundz.com ("PropFundz," "we," "us," or "our"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website, mobile application, or services ("Services"). By using PropFundz, you agree to the practices outlined in this Policy.

This Privacy Policy is aligned with:

• NDPR — Nigeria Data Protection Regulation (2019)
• GDPR — General Data Protection Regulation (EU Regulation 2016/679)

We are committed to protecting your data, your privacy, and your rights.

1. Who We Are

PropFundz.com is owned, designed, and operated by Grands Rois Verified Properties Within Ltd (RC Number [Insert RC]), a company registered in Nigeria.

2. Data We Collect

When you interact with PropFundz, we may collect the following categories of personal information:

2.1 Information You Provide Directly:

• Full Name
• Contact Information (Phone, Email Address)
• Government-Issued ID Information
• Company Registration Documents (for Developers)
• Residential or Business Address
• Banking or Financial Information (for transactions)
• Biographical Information (CVs, SCUML Certificates, Source of Funds, etc.)
• Project Details (for Developers)

2.2 Information We Collect Automatically:

• IP Address
• Device Type and Browser Information
• Usage Data (pages visited, actions taken)
• Cookie Data (to improve user experience)

2.3 Information from Third Parties:

• Due diligence and background verification reports
• Creditworthiness assessments (where applicable)

3. How We Use Your Data

We use your data to:

• Verify your identity (KYC/AML purposes)
• Process project listings and investment applications
• Facilitate milestone-based fund disbursements
• Communicate with you regarding your account or investments
• Manage commissions, bonuses, and payouts
• Conduct risk assessments and fraud prevention
• Improve, optimize, and secure the PropFundz platform
• Comply with legal obligations (NDPR, GDPR, financial regulations)

4. Legal Basis for Processing Your Data

Under NDPR and GDPR, we rely on the following legal bases:

• Consent: You have given us explicit permission to process your data.
• Contractual Necessity: Processing is necessary to perform our contract with you.
• Legal Obligation: Processing is required to comply with regulatory laws.
• Legitimate Interests: To operate, grow, and protect PropFundz, while respecting your rights.

5. Data Sharing and Disclosure

We may share your information with:

• Third-party consultants (lawyers, real estate valuers, insurance companies) for due diligence and verification.
• Payment providers, escrow partners, and banking institutions for transaction management.
• Regulatory authorities if required by law or to comply with legal obligations.
• Marketing partners (with your consent only).
• Affiliate agents managing your investment or project onboarding (as necessary for platform services).

We do not sell or rent your personal data to third parties.

6. Data Retention

We retain your personal information:

• For as long as necessary to provide you Services.
• As required to fulfill our legal, accounting, and regulatory obligations.
• Up to 7 years after closure of an account, in compliance with financial regulations.

After the retention period, your data will be securely deleted or anonymized.

7. Your Rights

You have the following rights regarding your data:

• Access: Request a copy of your personal information.
• Rectification: Request correction of inaccurate data.
• Erasure: Request deletion of your data (the "right to be forgotten"), subject to legal obligations.
• Restriction: Request limited processing of your data.
• Objection: Object to processing based on legitimate interests or direct marketing.
• Data Portability: Request transfer of your data to another provider.
• Withdraw Consent: You can withdraw your consent anytime where processing is based on consent.

To exercise any of your rights, contact us at:

📧 support@propfundz.com

8. International Transfers

PropFundz primarily operates within Nigeria and Africa.

If we transfer your personal data outside Nigeria or the EEA (European Economic Area), we ensure:

• Transfers are made to countries with adequate data protection laws; OR
• Appropriate safeguards (such as Standard Contractual Clauses) are implemented.

9. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Maintain your session,
• Personalize content,
• Analyze platform performance.

You can manage cookie preferences in your browser settings.

For more information, refer to our Cookie Policy.

10. Data Security

We implement:

• End-to-end encryption
• Access controls
• Regular system audits
• Secure hosting (AWS/Google Cloud/Azure)

However, no system can guarantee 100% security.

You use the Services at your own risk.

11. Third-Party Links

PropFundz may contain links to external websites.

We are not responsible for the privacy practices or content of third-party sites.

We recommend reviewing their privacy policies separately.

12. Children's Privacy

PropFundz is not intended for users under 18 years old.

We do not knowingly collect data from children.

If you believe we have inadvertently collected data on a minor, contact us immediately.

13. Updates to this Privacy Policy

We may update this Policy to reflect legal, regulatory, or operational changes.

If material changes are made, you will be notified through prominent notices on the platform.

Last updated: April 11, 2025

14. Contact Information

If you have any questions or concerns about this Privacy Policy, please contact: